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Howard County

 

Home Starter Loan

  • Up to $40,000
  • Maximum loan limit $429,620
  • Must take first time homebuyer class
  • Income limits apply
  • Buyer must put minimum of $1,000 of own funds

 

Home Steader

  • Up to $25,000
  • Maximum loan limit $429,620
  • Must take first time homebuyer class
  • Buyer must put minimum of $1,000 of own funds
  • Income limits apply

 

Dreammaker

  • Up to $15,000
  • Maximum loan limit $429,620
  • Must take first time homebuyer class
  • Buyer must put minimum of $1,000 of own funds
  • Income limits apply

 

Revitalization

  • Up to $25,000
  • Maximum loan limit $429,620
  • Property must be in zip codes: 21045 or 20723
  • Property must be pending foreclosure or be foreclosed
  • Buyer must put minimum of $1,000 of own funds
  • Income limits apply

 

Workforce Initiative

  • Up to $4,300
  • Maximum loan limit $429,620
  • Must take first time homebuyer class
  • Income limits apply
  • Buyer must put minimum of $1,000 of own funds
  • 1 Household member must work full-time

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